Terms of Use

Agreement to Terms

These Terms of Use constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you") and StratiCore Analytics, LLC ("StratiCore Analytics", "we", "us", or "our"), concerning your access to and use of the https://www.straticoreanalytics.com website as well as any other media form, media channel, mobile website or mobile application related, linked, or otherwise connected thereto (collectively, the "Site"). You agree that by accessing the Site, you have read, understood, and agreed to be bound by all of these Terms of Use.

Supplemental terms and conditions or documents that may be posted on the Site from time to time are hereby expressly incorporated herein by reference. We reserve the right, in our sole discretion, to make changes or modifications to these Terms of Use at any time and for any reason. We will alert you about any changes by updating the "Last updated" date of these Terms of Use, and you waive any right to receive specific notice of each such change. It is your responsibility to periodically review these Terms of Use to stay informed of updates. You will be subject to, and will be deemed to have been made aware of and to have accepted, the changes in any revised Terms of Use by your continued use of the Site after the date such revised Terms of Use are posted.

The information provided on the Site is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country. Accordingly, those persons who choose to access the Site from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable.

The Site is intended for users who are at least 18 years old. Persons under the age of 18 are not permitted to use or register for the Site.

Nature of Services

Important Limitations: StratiCore Analytics does not provide investment advice, make investment recommendations, or guarantee investment outcomes. Our services consist of analysis, data, and strategic guidance to support your independent investment decision-making process. All investment decisions remain solely your responsibility.

Any financial projections, market analyses, or performance estimates provided by StratiCore Analytics are based on assumptions, available data, and analytical methodologies that may not accurately predict actual results. Past performance of analyzed investments is not indicative of future results. Real estate investments involve substantial risk, including possible loss of principal.

Intellectual Property Rights

Unless otherwise indicated, the Site is our proprietary property and all source code, databases, functionality, software, website designs, audio, video, text, photographs, graphics, and analytical methodologies on the Site (collectively, the "Content") and the trademarks, service marks, and logos contained therein (the "Marks") are owned or controlled by us or licensed to us, and are protected by copyright and trademark laws and various other intellectual property rights and unfair competition laws of the United States, international copyright laws, and international conventions.

The Content and the Marks are provided on the Site "AS IS" for your information and use in connection with our contracted services only. Except as expressly provided in these Terms of Use or in a separate service agreement, no part of the Site and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission.

Proprietary Methodologies: All financial models, underwriting templates, analytical frameworks, algorithms, and proprietary methodologies developed by or for StratiCore Analytics remain our exclusive intellectual property. Clients may not reverse engineer, replicate, or use our methodologies outside the scope of contracted services without express written permission.

Provided that you are eligible to use the Site and have engaged our services, you are granted a limited license to access and use the Site and any deliverables provided to you solely for your internal business purposes in connection with the services we provide. We reserve all rights not expressly granted to you in and to the Site, the Content, the Marks, and our proprietary methodologies.

User Representations

By using the Site, you represent and warrant that:

1. You have the legal capacity and you agree to comply with these Terms of Use;
2. You are not a minor in the jurisdiction in which you reside;
3. You will not access the Site through automated or non-human means, whether through a bot, script, or otherwise;
4. You will not use the Site for any illegal or unauthorized purpose;
5. Your use of the Site will not violate any applicable law or regulation;
6. You have the authority to bind the entity on whose behalf you are accessing the Site;
7. All information you provide to us is accurate, current, and complete;
8. You understand that our services are for analytical and advisory purposes and do not constitute investment advice or recommendations.

If you provide any information that is untrue, inaccurate, not current, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Site (or any portion thereof).

Prohibited Activities

You may not access or use the Site for any purpose other than that for which we make the Site available. The Site may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us.

As a user of the Site, you agree not to:

1. Systematically retrieve data or other content from the Site to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from us;
2. Trick, defraud, or mislead us and other users, especially in any attempt to learn sensitive account information such as user passwords;
3. Circumvent, disable, or otherwise interfere with security-related features of the Site;
4. Disparage, tarnish, or otherwise harm, in our opinion, us and/or the Site;
5. Use any information obtained from the Site to harass, abuse, or harm another person;
6. Make improper use of our support services or submit false reports of abuse or misconduct;
7. Use the Site in a manner inconsistent with any applicable laws or regulations;
8. Engage in unauthorized framing of or linking to the Site;
9. Upload or transmit viruses, malware, or any other malicious code;
10. Engage in any automated use of the system, such as using scripts to send comments or messages, or using any data mining, robots, or similar data gathering and extraction tools;
11. Delete the copyright or other proprietary rights notice from any Content;
12. Attempt to impersonate another user or person or use the username of another user;
13. Interfere with, disrupt, or create an undue burden on the Site or the networks or services connected to the Site;
14. Copy, reproduce, or redistribute our proprietary analytical methodologies, financial models, or underwriting frameworks;
15. Use our analysis, data, or methodologies to compete with us or to provide similar services to third parties;
16. Attempt to bypass any measures of the Site designed to prevent or restrict access to the Site, or any portion of the Site;
17. Copy or adapt the Site's software, including but not limited to Flash, PHP, HTML, JavaScript, or other code;
18. Decipher, decompile, disassemble, or reverse engineer any of the software comprising or in any way making up a part of the Site;
19. Make any unauthorized use of the Site, including collecting usernames and/or email addresses of users by electronic or other means for the purpose of sending unsolicited email, or creating user accounts by automated means or under false pretenses.

Client Data and Confidentiality

Your Data: You may provide us with confidential business information, financial data, investment strategies, deal information, and other proprietary materials (collectively, "Client Data") in connection with our services. You retain all ownership rights in your Client Data.

Our Use of Client Data: We will use Client Data solely for the purpose of providing the contracted services to you. We maintain strict confidentiality protocols and will not share your Client Data with third parties except:

• As necessary to provide the contracted services (e.g., with subcontractors under confidentiality agreements);
• With your express written consent;
• As required by law or legal process;
• To protect our rights, property, or safety, or that of others.

Anonymized Data: We may aggregate and anonymize Client Data for purposes of improving our methodologies, creating industry benchmarks, or other business purposes, provided such use cannot reasonably identify you or your specific transactions.

Your Confidentiality Obligations: You agree to keep confidential all proprietary methodologies, analytical frameworks, and work product provided by StratiCore Analytics, except as necessary for your internal business purposes or as required by law.

Service Deliverables and Work Product

Ownership of Deliverables: Upon full payment for services rendered, you will own the specific deliverables created for you (such as financial models, investment memos, and analysis reports). However, StratiCore Analytics retains ownership of:

• The underlying methodologies, templates, and analytical frameworks used to create deliverables;
• Any pre-existing intellectual property incorporated into deliverables;
• The right to use anonymized or aggregated information from your project for our business purposes.

Use Restrictions: Deliverables provided to you are for your internal use only. You may not:

• Resell, redistribute, or sublicense our work product to third parties;
• Use our methodologies to provide similar services to others;
• Remove our copyright notices or attribution from deliverables;
• Reverse engineer our proprietary analytical frameworks.

You may share our deliverables with your investors, lenders, partners, and professional advisors on a confidential basis as necessary for your business operations.

Disclaimers and Limitations

No Guarantees of Accuracy: While we strive for accuracy in all our analysis and deliverables, we make no warranties or guarantees regarding:

• The accuracy, completeness, or timeliness of market data or third-party information;
• The achievement of projected financial returns or investment outcomes;
• The suitability of any analyzed investment for your specific circumstances;
• The absence of errors or omissions in our analysis.

Third-Party Data: Our analysis often relies on third-party data, market information, and client-provided information. We are not responsible for the accuracy of such third-party or client-provided information. You acknowledge that investment decisions based on inaccurate input data may lead to unfavorable outcomes.

Market Risks: Real estate investments involve substantial risks, including but not limited to market risk, liquidity risk, interest rate risk, economic conditions, regulatory changes, and property-specific risks. No analysis or due diligence can eliminate these risks. Past performance is not indicative of future results.

Professional Advisors: Our services do not substitute for legal, tax, accounting, or other professional advice. You should consult with qualified professionals regarding legal, tax, and regulatory matters related to any investment decisions.

Site Management

We reserve the right, but not the obligation, to:

1. Monitor the Site for violations of these Terms of Use;
2. Take appropriate legal action against anyone who, in our sole discretion, violates the law or these Terms of Use;
3. Refuse, restrict access to, limit the availability of, or disable any of your content or any portion thereof;
4. Remove from the Site or otherwise disable all files and content that are excessive in size or are in any way burdensome to our systems;
5. Otherwise manage the Site in a manner designed to protect our rights and property and to facilitate the proper functioning of the Site.

Privacy Policy

We care about data privacy and security. By using the Site, you agree to be bound by our Privacy Policy posted on the Site, which is incorporated into these Terms of Use. Please be advised the Site is hosted in the United States. If you access the Site from any other region of the world with laws or other requirements governing personal data collection, use, or disclosure that differ from applicable laws in the United States, then through your continued use of the Site, you are transferring your data to the United States, and you agree to have your data transferred to and processed in the United States.

Copyright Infringements

We respect the intellectual property rights of others. If you believe that any material available on or through the Site infringes upon any copyright you own or control, please immediately notify us using the contact information provided below. A copy of your notification will be sent to the person who posted or stored the material addressed in the notification.

Term and Termination

These Terms of Use shall remain in full force and effect while you use the Site. Without limiting any other provision of these Terms of Use, we reserve the right to, in our sole discretion and without notice or liability, deny access to and use of the Site (including blocking certain IP addresses), to any person for any reason or for no reason, including without limitation for breach of any representation, warranty, or covenant contained in these Terms of Use or of any applicable law or regulation.

We may terminate your use or participation in the Site or delete any content or information that you posted at any time, without warning, in our sole discretion.

If we terminate or suspend your account for any reason, you are prohibited from registering and creating a new account under your name, a fake or borrowed name, or the name of any third party, even if you may be acting on behalf of the third party. In addition to terminating or suspending your account, we reserve the right to take appropriate legal action, including without limitation pursuing civil, criminal, and injunctive redress.

Modifications and Interruptions

We reserve the right to change, modify, or remove the contents of the Site at any time or for any reason at our sole discretion without notice. However, we have no obligation to update any information on our Site. We also reserve the right to modify or discontinue all or part of the Site without notice at any time.

We cannot guarantee the Site will be available at all times. We may experience hardware, software, or other problems or need to perform maintenance related to the Site, resulting in interruptions, delays, or errors. We reserve the right to change, revise, update, suspend, discontinue, or otherwise modify the Site at any time or for any reason without notice to you.

You agree that we have no liability whatsoever for any loss, damage, or inconvenience caused by your inability to access or use the Site during any downtime or discontinuance of the Site.

Governing Law

These Terms of Use and your use of the Site are governed by and construed in accordance with the laws of the State of Ohio applicable to agreements made and to be entirely performed within the State of Ohio, without regard to its conflict of law principles.

Dispute Resolution

Informal Negotiations

To expedite resolution and control the cost of any dispute, controversy, or claim related to these Terms of Use (each a "Dispute" and collectively, the "Disputes") brought by either you or us (individually, a "Party" and collectively, the "Parties"), the Parties agree to first attempt to negotiate any Dispute (except those Disputes expressly provided below) informally for at least thirty (30) days before initiating arbitration. Such informal negotiations commence upon written notice from one Party to the other Party.

Binding Arbitration

If the Parties are unable to resolve a Dispute through informal negotiations, the Dispute (except those Disputes expressly excluded below) will be finally and exclusively resolved through binding arbitration. You understand that without this provision, you would have the right to sue in court and have a jury trial.

The arbitration shall be commenced and conducted under the Commercial Arbitration Rules of the American Arbitration Association ("AAA") and, where appropriate, the AAA's Supplementary Procedures for Consumer Related Disputes ("AAA Consumer Rules"), both of which are available at the AAA website: www.adr.org.

The arbitration may be conducted in person, through the submission of documents, by phone, or online. The arbitrator will make a decision in writing, but need not provide a statement of reasons unless requested by either Party. Except as otherwise provided herein, the arbitration will take place in Franklin County, Ohio.

If for any reason, a Dispute proceeds in court rather than arbitration, the Dispute shall be commenced or prosecuted in the state and federal courts located in Franklin County, Ohio, and the Parties hereby consent to, and waive all defenses of lack of personal jurisdiction, and forum non conveniens with respect to venue and jurisdiction in such state and federal courts.

Restrictions

The Parties agree that any arbitration shall be limited to the Dispute between the Parties individually. To the full extent permitted by law:

• No arbitration shall be joined with any other proceeding;
• There is no right or authority for any Dispute to be arbitrated on a class-action basis or to utilize class action procedures;
• There is no right or authority for any Dispute to be brought in a purported representative capacity on behalf of the general public or any other persons.

Exceptions to Arbitration

The Parties agree that the following Disputes are not subject to the above provisions concerning informal negotiations and binding arbitration:

• Any Disputes seeking to enforce or protect, or concerning the validity of, any of the intellectual property rights of a Party;
• Any Dispute related to, or arising from, allegations of theft, piracy, invasion of privacy, or unauthorized use;
• Any claim for injunctive relief.

Disclaimer

Limitations of Liability

Indemnification

You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, and all of our respective officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys' fees and expenses, made by any third party due to or arising out of:

1. Your use of the Site;
2. Breach of these Terms of Use;
3. Any breach of your representations and warranties set forth in these Terms of Use;
4. Your violation of the rights of a third party, including but not limited to intellectual property rights;
5. Investment decisions made based on information or analysis provided by us;
6. Your unauthorized use or disclosure of our proprietary methodologies or work product.

Notwithstanding the foregoing, we reserve the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate, at your expense, with our defense of such claims.

Electronic Communications

Visiting the Site, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically, via email and on the Site, satisfy any legal requirement that such communication be in writing.

You hereby agree to the use of electronic signatures, contracts, orders, and other records, and to electronic delivery of notices, policies, and records of transactions initiated or completed by us or via the Site.

Miscellaneous

These Terms of Use and any policies or operating rules posted by us on the Site or in respect to the Site constitute the entire agreement and understanding between you and us. Our failure to exercise or enforce any right or provision of these Terms of Use shall not operate as a waiver of such right or provision.

These Terms of Use operate to the fullest extent permissible by law. We may assign any or all of our rights and obligations to others at any time. We shall not be responsible or liable for any loss, damage, delay, or failure to act caused by any cause beyond our reasonable control.

If any provision or part of a provision of these Terms of Use is determined to be unlawful, void, or unenforceable, that provision or part of the provision is deemed severable from these Terms of Use and does not affect the validity and enforceability of any remaining provisions.

There is no joint venture, partnership, employment or agency relationship created between you and us as a result of these Terms of Use or use of the Site. You agree that these Terms of Use will not be construed against us by virtue of having drafted them.

Contact Us

In order to resolve a complaint regarding the Site or to receive further information regarding use of the Site, please contact us at: